SBI Credit card Cheats people with hidden costs don't be victim beware before applying.... SBI Cards is one of the worst credit card i ever signed for!!! it was in june 2006 i applied for the SBI credit card on the force of some executive who promised 
they don't levy any kind of monthly , processing charge or yearly subscription charges and after a month i got the statement with 250rs due and when i asked the customer care person he said that it was of insurance which i did not applied for though i applied for cancellation of insurance and i paid the first three months statement still i was getting and when i called there was no proper response from customer care and i stop paying further bill and ignored the mails as i did not used the credit card even once....
they don't levy any kind of monthly , processing charge or yearly subscription charges and after a month i got the statement with 250rs due and when i asked the customer care person he said that it was of insurance which i did not applied for though i applied for cancellation of insurance and i paid the first three months statement still i was getting and when i called there was no proper response from customer care and i stop paying further bill and ignored the mails as i did not used the credit card even once....things started to get even more worse and it was around feb 2007 i got the statement with 900rs as annual fees which the executive said no annual charge at the time of filling the application and total bill was 6500 soon i called customer care and i said everything and said i will not pay the amount and they can block my credit card as i have not used it even once till now and after a 20 days i got another bill where they minimized the bill from rs6500 to rs2500 and asked me to pay though i am getting bills every month i am ignoring it now a days i am getting calls from sbi people very often now the outstanding bill for the card which i have not used even once is 5400rs!!!
what is this all about? SBI is looting people like anything anyway and you can see the posts in many internet forums and blogs...... if i get further calls or mails i surely put a case in consumer court.... guys do leave a comment if any of you guys faced similar problems from SBI Cards
Bottom Line : SBI CREDIT CARD IS REAL PAIN IN THE ASS DO NOT APPLY FOR IT
1 comments:
I had a worst experience with SBI Credit Card. They offered me a life time free credit card and subscribed. I was using the card and paying bills alos before due dates. In March 2007 they have charged me Annual fee which i dinied to pay and asked them to deactivate the card. But they have not reversed the annula fee and started to charging interest and late payment in further all months. Finally that amount arrived to above Rs.4000/-. Now started to send collection agents to my home and every day callin me at my office and mobile. I have told them many times that I have no liability to pay and not to call me and distub my workb but they don't agree but continue to call and distub. I send a mail to chairman & dgm but they also not replied. Please help me out
In the view of the, I advice my freinds please keep away from SBI Credit Card, as they have proved them as A CHEAT & FRAUD CARD.
Bhamvijayan
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